方案變更紀錄

每一項決定訊息是否被接受的規則變更，依生效日期分組。

由規則登錄檔產生，規則集 2026.11.0 (hash sha256:a27fe2e7a04f36e9645310984e7142e58d2d5467490207479e689dd6fbbb668f).

自 2026 年 11 月起 Swift 轉為年度 Standards Release 週期，因此本清單不會止於截止日，而會逐年增加。

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規則集版本管理

規則識別碼在小版本之間保持穩定。若規則的通過與否改變，須發布新的規則集版本，報告才可重現。

2027-11-01

• CHAPS-PURP-001 — Purpose codes become mandatory on all CHAPS payments (chaps-uk, error) (announced, not yet enforced)
• CHAPS-RMT-001 — Structured remittance information becomes mandatory for CHAPS (chaps-uk, error) (announced, not yet enforced)

2026-11-14

• CBPR-ADDR-001 — Fully unstructured postal address is not accepted (cbpr-plus, error)
• CBPR-ADDR-002 — Town Name is mandatory in a structured element (cbpr-plus, error)
• CBPR-ADDR-003 — Country is mandatory as a two-letter ISO 3166 code (cbpr-plus, error)
• CBPR-ADDR-005 — Agent identified by BIC only is exempt (cbpr-plus, info)
• CBPR-ADDR-006 — Message types excepted from the address requirement (cbpr-plus, info)
• CHAPS-ADDR-001 — CHAPS validation library rejects fully unstructured addresses (chaps-uk, error)

2025-11-22

• CBPR-ADDR-004 — Hybrid postal address is accepted (cbpr-plus, info)

如何鎖定規則集

驗證報告會記錄規則集版本與雜湊。反映差異時請同時引用兩者，以便精確還原產生該結論的規則集。