pacs.028.001.05 — Ìbéèrè ipò ìsanwó láàárín àwọn ilé-iṣẹ́ ìṣúná

Pápá	Iye
Orúkọ ISO	FIToFIPaymentStatusRequestV05
Ipò ìforúkọsílẹ̀	Registered
Ọdún	2019
Ẹ̀dà	5

Àkópọ̀

The pacs.028 message asks another institution for the status of an earlier payment. It is a targeted status query for delayed, unclear, or missing payment updates.

Last reviewed against primary sources on 23 March 2026. ISO 20022 catalogue reference date: 2025-02-27; source links are listed below.

Àwọn ẹ̀ka dátà pàtàkì

• GrpHdr — Group Header with message identification and creation timestamp
• TxInf — Transaction Information identifying the payment to enquire about
• OrgnlGrpInf — Original Group Information referencing the source message
• OrgnlInstrId — Original Instruction Identification from the source payment
• OrgnlEndToEndId — Original End to End Identification for traceability

Ìpò ìṣòwò

• Lets teams ask for status on a payment that is still in flight
• Helps operations teams investigate delayed or missing payments
• Works with pacs.002 when a passive status update is not enough
• Fits exception handling and SLA monitoring

Key data elements and business context

Àwọn ẹ̀ka dátà pàtàkì	Ìpò ìṣòwò
GrpHdr — Group Header with message identification and creation timestamp	Lets teams ask for status on a payment that is still in flight
TxInf — Transaction Information identifying the payment to enquire about	Helps operations teams investigate delayed or missing payments
OrgnlGrpInf — Original Group Information referencing the source message	Works with pacs.002 when a passive status update is not enough
OrgnlInstrId — Original Instruction Identification from the source payment	Fits exception handling and SLA monitoring
OrgnlEndToEndId — Original End to End Identification for traceability	The sending institution asks the receiving institution for the status of one payment. The answer usually comes back in pacs.002.

Ìpò CBPR+ àti ètò

• Replaces older manual status-enquiry patterns
• Links the request to the original payment identifiers
• UETR and gpi tracking can reduce how often teams need to send it
• Often appears in automated payment-operations tooling

Ṣíṣàn ìfiránṣẹ́

The sending institution asks the receiving institution for the status of one payment. The answer usually comes back in pacs.002.

Primary references

• ISO 20022 message definitions catalogue for pacs.028.001.05
• SWIFT CBPR+ ISO 20022 usage-guidelines announcement
• SWIFT CBPR+ migration roadmap PDF

Àwọn ìfiránṣẹ́ tí ó jọra

Message type	Description	Àkópọ̀
pacs.002.001.12	Ìròyìn ipò ìsanwó láàárín àwọn ilé-iṣẹ́ ìṣúná	The pacs.002 message reports the status of an earlier payment instruction. It tells another institution whether the payment was accepted, rejected, pending, or settled.
pacs.008.001.13	Gbígbé owó àṣẹ fún oníbàárà láàárín àwọn ilé-iṣẹ́ ìṣúná	The pacs.008 message is the main customer credit-transfer instruction between banks. It carries party, amount, and remittance data.
pacs.009.001.10	Gbígbé owó àṣẹ láàárín àwọn ilé-iṣẹ́ ìṣúná	The pacs.009 message moves funds between banks on their own behalf. It supports funding, cover payments, and liquidity management.