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pacs.028.001.05 — Kahilingan ng kalagayan ng bayad sa pagitan ng mga institusyong pinansyal

Pangkalahatang-ideya

The pacs.028 message asks another institution for the status of an earlier payment. It is a targeted status query for delayed, unclear, or missing payment updates.

Last reviewed against primary sources on 23 March 2026. ISO 20022 catalogue reference date: 2025-02-27; source links are listed below.

Mga pangunahing elemento ng datos

  • GrpHdr — Group Header with message identification and creation timestamp
  • TxInf — Transaction Information identifying the payment to enquire about
  • OrgnlGrpInf — Original Group Information referencing the source message
  • OrgnlInstrId — Original Instruction Identification from the source payment
  • OrgnlEndToEndId — Original End to End Identification for traceability

Konteksto ng negosyo

  • Lets teams ask for status on a payment that is still in flight
  • Helps operations teams investigate delayed or missing payments
  • Works with pacs.002 when a passive status update is not enough
  • Fits exception handling and SLA monitoring
Key data elements and business context
Mga pangunahing elemento ng datos Konteksto ng negosyo
GrpHdr — Group Header with message identification and creation timestamp Lets teams ask for status on a payment that is still in flight
TxInf — Transaction Information identifying the payment to enquire about Helps operations teams investigate delayed or missing payments
OrgnlGrpInf — Original Group Information referencing the source message Works with pacs.002 when a passive status update is not enough
OrgnlInstrId — Original Instruction Identification from the source payment Fits exception handling and SLA monitoring
OrgnlEndToEndId — Original End to End Identification for traceability The sending institution asks the receiving institution for the status of one payment. The answer usually comes back in pacs.002.

Konteksto ng CBPR+ at schema

  • Replaces older manual status-enquiry patterns
  • Links the request to the original payment identifiers
  • UETR and gpi tracking can reduce how often teams need to send it
  • Often appears in automated payment-operations tooling

Daloy ng mensahe

The sending institution asks the receiving institution for the status of one payment. The answer usually comes back in pacs.002.

Primary references

Mga kaugnay na mensahe