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pacs.009.001.10 | Gbígbé owó àṣẹ láàárín àwọn ilé-iṣẹ́ ìṣúná | pacs008

Àtúnyẹ̀wò tí ó gbẹ̀yìn

pacs.009.001.10 — Gbígbé owó àṣẹ láàárín àwọn ilé-iṣẹ́ ìṣúná

Pápá Iye
Orúkọ ISO FinancialInstitutionCreditTransferV10
Ipò ìforúkọsílẹ̀ Registered
Ọdún 2019
Ẹ̀dà 10

Àkópọ̀

The pacs.009 message moves funds between banks on their own behalf. It supports funding, cover payments, and liquidity management.

Last reviewed against primary sources on 23 March 2026. ISO 20022 catalogue reference date: 2025-02-27; source links are listed below.

Àwọn ẹ̀ka dátà pàtàkì

  • GrpHdr — Group Header with message identification and settlement information
  • CdtTrfTxInf — Credit Transfer Transaction Information with interbank settlement amount
  • Dbtr / DbtrAgt — Debtor institution and its agent identification
  • Cdtr / CdtrAgt — Creditor institution and its agent identification
  • IntrBkSttlmAmt — Interbank Settlement Amount in the settlement currency

Ìpò ìṣòwò

  • Used for bank-to-bank own-account transfers and cover payments
  • Supports liquidity management between correspondent banks
  • Carries the cover leg of customer credit transfers
  • Supports treasury and funding operations
Key data elements and business context
Àwọn ẹ̀ka dátà pàtàkì Ìpò ìṣòwò
GrpHdr — Group Header with message identification and settlement information Used for bank-to-bank own-account transfers and cover payments
CdtTrfTxInf — Credit Transfer Transaction Information with interbank settlement amount Supports liquidity management between correspondent banks
Dbtr / DbtrAgt — Debtor institution and its agent identification Carries the cover leg of customer credit transfers
Cdtr / CdtrAgt — Creditor institution and its agent identification Supports treasury and funding operations
IntrBkSttlmAmt — Interbank Settlement Amount in the settlement currency The debtor bank sends pacs.009 to the creditor bank to transfer its own funds. In cover flows, pacs.009 carries the funding leg while pacs.008 carries the customer instruction on a separate path.

Ìpò CBPR+ àti ètò

  • Replaces MT202 and MT202COV for institution-to-institution transfers
  • Cover-method flows pair pacs.009 with the underlying pacs.008 instruction
  • Structured party data and LEI identification matter more often
  • SWIFT gpi also covers pacs.009

Ṣíṣàn ìfiránṣẹ́

The debtor bank sends pacs.009 to the creditor bank to transfer its own funds. In cover flows, pacs.009 carries the funding leg while pacs.008 carries the customer instruction on a separate path.

Primary references

Àwọn ìfiránṣẹ́ tí ó jọra

Irú ìfiránṣẹ́ Àlàyé Àkópọ̀
pacs.008.001.13 Gbígbé owó àṣẹ fún oníbàárà láàárín àwọn ilé-iṣẹ́ ìṣúná The pacs.008 message is the main customer credit-transfer instruction between banks. It carries party, amount, and remittance data.
pacs.002.001.12 Ìròyìn ipò ìsanwó láàárín àwọn ilé-iṣẹ́ ìṣúná The pacs.002 message reports the status of an earlier payment instruction. It tells another institution whether the payment was accepted, rejected, pending, or settled.
pacs.010.001.05 Gbígbà owó tààrà láàárín àwọn ilé-iṣẹ́ ìṣúná The pacs.010 message lets one financial institution debit another institution's own account. It is for bank-to-bank collections, not customer direct debits.