Message Selection Guide
Choose the pacs family by business event first, then by scheme and operating model.
Quick decision matrix
| Nau'in saƙo | Bayani | Bayyani |
pacs.002.001.12 | Rahoton matsayin biyan kuɗi tsakanin cibiyoyin kuɗi | Saƙon pacs.002 yana ba da rahoton matsayin umarnin biyan kuɗi da ya gabata. Yana sanar da wata cibiya ko an karɓi biyan kuɗi, an ƙi, yana jiran, ko an biya. |
pacs.003.001.09 | Cire kuɗi kai tsaye na abokin ciniki tsakanin cibiyoyin kuɗi | Saƙon pacs.003 yana ɗaukar cire kuɗi kai tsaye na abokin ciniki tsakanin bankuna. Yana ba bankin mai ba da bashi damar tattara kuɗi daga bankin mai bashi. |
pacs.004.001.11 | Mayar da biyan kuɗi | Saƙon pacs.004 yana mayar da biyan kuɗi da aka riga aka biya. Yana aika kuɗi baya lokacin da ba za a iya amfani da biyan kuɗi ba. |
pacs.007.001.11 | Soke biyan kuɗi tsakanin cibiyoyin kuɗi | Saƙon pacs.007 yana soke umarnin biyan kuɗi da ya gabata. Banbanci da pacs.004, yana farawa daga mai aika na asali. |
pacs.008.001.13 | Canja wurin kuɗi na abokin ciniki tsakanin cibiyoyin kuɗi | Saƙon pacs.008 shine babban umarnin canja wurin kuɗi na abokin ciniki tsakanin bankuna. Yana ɗaukar bayanan ɓangare, adadi, da aiko kuɗi. |
pacs.009.001.10 | Canja wurin kuɗi tsakanin cibiyoyin kuɗi | Saƙon pacs.009 yana matsar da kuɗi tsakanin bankuna a madadin kansu. Yana tallafawa tallafin kuɗi, biyan kuɗin rufewa, da sarrafa ruwa. |
pacs.010.001.05 | Cire kuɗi kai tsaye tsakanin cibiyoyin kuɗi | The pacs.010 message lets one financial institution debit another institution's own account. It is for bank-to-bank collections, not customer direct debits. |
pacs.028.001.05 | Neman matsayin biyan kuɗi tsakanin cibiyoyin kuɗi | The pacs.028 message asks another institution for the status of an earlier payment. It is a targeted status query for delayed, unclear, or missing payment updates. |
Common comparison points
| Compare | Key distinction |
pacs.008 vs pacs.009 | Customer payment versus institution / cover movement |
pacs.004 vs pacs.007 | Return from receiving side versus reversal from instructing side |
pacs.002 vs pacs.028 | Status report versus status request |
Supported message pages
