pacs.009.001.10 — Canja wurin kuɗi tsakanin cibiyoyin kuɗi

Fili	Ƙima
Sunan ISO	FinancialInstitutionCreditTransferV10
Matsayin rajista	Registered
Shekara	2019
Siga	10

Bayyani

Saƙon pacs.009 yana matsar da kuɗi tsakanin bankuna a madadin kansu. Yana tallafawa tallafin kuɗi, biyan kuɗin rufewa, da sarrafa ruwa.

Last reviewed against primary sources on 23 March 2026. ISO 20022 catalogue reference date: 2025-02-27; source links are listed below.

Muhimman abubuwan bayanai

GrpHdr — Kan Ƙungiya tare da ganowa saƙo da bayanan biyan kuɗi
CdtTrfTxInf — Bayanan Ciniki na Canja Wurin Kuɗi tare da adadin biyan kuɗi tsakanin bankuna
Dbtr / DbtrAgt — Ganowa na cibiyar mai bashi da wakilinta
Cdtr / CdtrAgt — Ganowa na cibiyar mai ba da bashi da wakilinta
IntrBkSttlmAmt — Adadin Biyan Kuɗi Tsakanin Bankuna a cikin kuɗin biyan kuɗi

Mahallin kasuwanci

Ana amfani da shi don canja wurin asusun nasu tsakanin bankuna da biyan kuɗin rufewa
Yana tallafawa sarrafa ruwa tsakanin abokan ciniki na wakilci
Yana ɗaukar ɓangaren rufewa na canja wurin kuɗi na abokin ciniki
Yana tallafawa ayyukan baitulmali da tallafin kuɗi

Key data elements and business context
Muhimman abubuwan bayanai	Mahallin kasuwanci
GrpHdr — Kan Ƙungiya tare da ganowa saƙo da bayanan biyan kuɗi	Ana amfani da shi don canja wurin asusun nasu tsakanin bankuna da biyan kuɗin rufewa
CdtTrfTxInf — Bayanan Ciniki na Canja Wurin Kuɗi tare da adadin biyan kuɗi tsakanin bankuna	Yana tallafawa sarrafa ruwa tsakanin abokan ciniki na wakilci
Dbtr / DbtrAgt — Ganowa na cibiyar mai bashi da wakilinta	Yana ɗaukar ɓangaren rufewa na canja wurin kuɗi na abokin ciniki
Cdtr / CdtrAgt — Ganowa na cibiyar mai ba da bashi da wakilinta	Yana tallafawa ayyukan baitulmali da tallafin kuɗi
IntrBkSttlmAmt — Adadin Biyan Kuɗi Tsakanin Bankuna a cikin kuɗin biyan kuɗi	Bankin mai bashi yana aika pacs.009 zuwa bankin mai ba da bashi don matsar da kuɗinsa. A cikin kwararar rufewa, pacs.009 yana ɗaukar ɓangaren tallafin kuɗi yayin da pacs.008 yana ɗaukar umarnin abokin ciniki a wata hanya daban.

Mahallin CBPR+ da tsari

Yana maye gurbin MT202 da MT202COV don canja wurin tsakanin cibiyoyi
Kwararar hanyar rufewa tana haɗa pacs.009 da umarnin pacs.008 na abokin ciniki
Bayanan ɓangare masu tsari da ganowa ta LEI suna da mahimmanci
SWIFT gpi kuma ya ƙunshi pacs.009

Kwararar saƙo

Bankin mai bashi yana aika pacs.009 zuwa bankin mai ba da bashi don matsar da kuɗinsa. A cikin kwararar rufewa, pacs.009 yana ɗaukar ɓangaren tallafin kuɗi yayin da pacs.008 yana ɗaukar umarnin abokin ciniki a wata hanya daban.

Primary references

Saƙonnin da suka danganta

Nau'in saƙo	Bayani	Bayyani
`pacs.008.001.13`	Canja wurin kuɗi na abokin ciniki tsakanin cibiyoyin kuɗi	Saƙon pacs.008 shine babban umarnin canja wurin kuɗi na abokin ciniki tsakanin bankuna. Yana ɗaukar bayanan ɓangare, adadi, da aiko kuɗi.
`pacs.002.001.12`	Rahoton matsayin biyan kuɗi tsakanin cibiyoyin kuɗi	Saƙon pacs.002 yana ba da rahoton matsayin umarnin biyan kuɗi da ya gabata. Yana sanar da wata cibiya ko an karɓi biyan kuɗi, an ƙi, yana jiran, ko an biya.
`pacs.010.001.05`	Cire kuɗi kai tsaye tsakanin cibiyoyin kuɗi	The pacs.010 message lets one financial institution debit another institution's own account. It is for bank-to-bank collections, not customer direct debits.