pacs.002.001.12 — FI to FI Payment Status Report ​

ISO nameFIToFIPaymentStatusReportV12
Registration statusRegistered
Year2019
Version12

Overview ​

The pacs.002 message is sent by a financial institution to report the status of a previously sent payment instruction. It provides confirmation, rejection, or pending status information for individual transactions within a payment message.

Key data elements ​

  • GrpHdr — Group Header with message identification and creation timestamp
  • OrgnlGrpInfAndSts — Original Group Information and Status for bulk-level reporting
  • TxInfAndSts — Transaction Information and Status for individual transaction outcomes
  • StsRsnInf — Status Reason Information with structured reason codes
  • OrgnlTxRef — Original Transaction Reference linking back to the source instruction

Business context ​

  • Used to confirm settlement or report rejection of credit transfers, direct debits, and payment returns
  • Enables reconciliation between instructing and instructed agents
  • Required in CBPR+ flows to acknowledge processing of pacs.008 and pacs.009 messages
  • Supports both bulk group-level and individual transaction-level status reporting

CBPR+ and scheme context ​

  • Replaces MT199 and field 79 status narratives in MT messages
  • CBPR+ mandates pacs.002 for all payment status communication
  • Structured reason codes replace free-text rejection explanations
  • SWIFT gpi tracking integration requires pacs.002 for end-to-end transparency

Message flow ​

The instructed agent (receiver) sends pacs.002 back to the instructing agent (sender) to confirm acceptance, settlement, or rejection of a received payment instruction such as pacs.008 or pacs.009.

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