pacs.028.001.05 — FI to FI Payment Status Request ​

ISO nameFIToFIPaymentStatusRequestV05
Registration statusRegistered
Year2019
Version5

Overview ​

The pacs.028 message is sent by a financial institution to request the status of a previously sent payment instruction. It enables proactive tracking of payment processing without waiting for an unsolicited status report.

Key data elements ​

  • GrpHdr — Group Header with message identification and creation timestamp
  • TxInf — Transaction Information identifying the payment to enquire about
  • OrgnlGrpInf — Original Group Information referencing the source message
  • OrgnlInstrId — Original Instruction Identification from the source payment
  • OrgnlEndToEndId — Original End to End Identification for traceability

Business context ​

  • Enables proactive status enquiry for payment instructions in transit
  • Supports operations teams investigating delayed or missing payments
  • Complements pacs.002 by initiating status communication rather than waiting
  • Used in exception-handling and SLA-monitoring workflows

CBPR+ and scheme context ​

  • Replaces MT199 status enquiry patterns and manual SWIFT message queries
  • CBPR+ supports structured status requests linked to original message identifiers
  • UETR-based tracking through gpi reduces the need for manual enquiries
  • Increasingly integrated into automated payment operations dashboards

Message flow ​

The instructing agent sends pacs.028 to the instructed agent to request status of a specific payment. The instructed agent responds with a pacs.002 containing the current processing status.

Last updated: